We have well organized terms and conditions for the visitors as well as clients of our website to run our business with utmost promptness and perfection.
When you log on to our website, you automatically agree to our terms and conditions. We expect you to read them thoroughly and understand the content to have a trouble-free business session with us.
We do not lend cash to anyone and we are not a lending firm or bank or any such financing institution. We have links of such online network of lenders and to other business firms too.
We only redirect your details to one of the 100+ lenders, those who are on our network. They get in touch with you and the process is carried out henceforth between you and your lenders.
Your lenders approve quick loans in about five minutes if you qualify. Then they transfer the loan amount into your bank account in a business day.
We just link you with the apt lenders from our network and in no way we are connected to the lending issue. So any grievance and other clarifications should be convened to your lenders only and not to us.
Provide accurate information:
Your loan application may be denied due to your ineligibility or because of inadequate information you provide when you submit your personal information. We are not accountable for such a refusal of quick loans from the lenders.
So it is your great responsibility to provide the necessary details when you provide information to get monthly installment loans.
Loan application fee and rates:
We only forward your personal information to one of the loan providers from the link of our network of lenders. We are not at all connected to the decision of the loan application and loan rates and interests.
These rates and fee vary from lender to lender and they do not stick to a standard rate and fee. Again these rates may change depending upon the loan amount and the type of monthly installment loans and also the length of the repayment tenure.
Other terms and conditions:
Generally these lenders in our linked network make the final decision of the loan amount and refunding schedule when you apply for quick loans. Any delay in the repayment will result in a late fee.
Frequent default in repayments may affect your credit status and your eligibility to procure further loans. In case you are unable to repay the loan amount on time, it is your responsibility to inform the lender via e-mail and you may get favor with few of them to pay on a convenient date but most of the lenders are stern about their terms of repayments.
We suggest you to go through the terms and conditions of your lenders in detail to get acquainted with their norms.
Security of personal data:
We take the best efforts to safeguard your privacy without any leakage from our portals. We never share these details with any third party unless it becomes very essential to do something with the law or any other legal issues.
Though we utilize the most advanced technology to protect your information, we cannot guarantee you that your data will not be hacked by miscreants. In case such an unexpected detestable incident occurs, we cannot be held responsible for it in anyway.
We recommend you to follow instructions carefully to safeguard your privacy whenever you log on and log off. Take care not to reveal your passwords to anyone deliberately or unintentionally. When you are done with your online session, do remember to log off without fail.
Updates of terms:
Our terms and policies are not standard all the time but we make changes from time to time. These alterations are made to provide the expected service to our clients, to bring about innovations in our strategies and also to match with the trend of the business world.
We will not be able to intimate all our customers and visitors due to the enormous number of them.
So it is your prime responsibility to log on time and again to update with the changes and additions in our terms and conditions. Having a thorough knowledge about the terms and norms of our website will enable you enjoy better service.
Please note that Quick Loans are meant to be used for short term financial emergencies and are not designed to provide long term solutions
The operator of this website is not a lender and does not make credit decisions. The information you provide will be used in securing you a payday loan with one of our carefully selected panel of leading Payday Loan Lenders in USA. The personal, financial and employment information that we collect is stored electronically during the duration of the application and is removed from our system upon acceptance from the lender.
We expect you to repay your loan on the date agreed, so if you do not think you are in a position to make your repayment, please do not apply with us in the first place. It is not worth risking your credit rating for such a small amount.