Will the lenders insist on a credit check if I opt for quick loans?
Yes, your lenders will check your credit status when you opt for quick loans to ensure your capability to repay the loan amount.
What do you mean by a quick loan?
Whenever you are in a financial mess and you do not find a suitable easy means to pay your bills, you may not be able to wait too long for a conventional bank loan.
At such instance, you may look for loans that would reach you fast and to help you manage your inadequate monetary situation. Such fast accessible loan is a quick loan.
How do I get the loan amount?
Your lender will transfer the loan amount into your bank account and you can utilize the cash for paying your bills.
What is the advantage in availing monthly installment loans?
Monthly installment loans have easy repayment options. You can repay the loan amount in equal monthly installments each month for a stipulated period of time, based on the loan amount you are availing from your lenders.
What will the consequence if I am unable to repay the loan amount on time?
Most of the lenders levy late fee for late repayment of the loan amount. The late fee may increase as per the length of time you delay the repayment. You may inform your lenders about your inability to repay the loan amount on time and you may request for a grace period. Only few of the lenders may oblige to such requisition.
Is it mandatory for me to have a bank account in order to apply for the loan?
Yes, you should have a personal bank account to procure a loan because all the lenders on our network operate only through online mode and they only can transact cash through your bank account.
How do I repay the loan amount?
Your lenders arrange the refunding process in such a way so that monthly installment loan amount is paid through automatic withdrawal from your bank account.
How much will be the interest rate and fee for the loan approximately?
The loan fee and the interest rates are in proportion to the type of loan you avail, the loan amount and the repayment tenure of the loan. Generally the loan fee and the interest rates vary from lender to lender and they change their norms from time to time.
How far my privacy is secured, when I provide you my personal information to apply for procuring loans?
Your information that you share with us is safe and secure on our portals. We make use of industry leading security to protect your information. Make sure you do not unintentionally leak out your log in details when you log on to look for easy loans online.
How long does it take for the approval of the loan?
Your lenders may approve your loan as fast as five minutes and they can fund your loan in a working day.
Please note that Quick Loans are meant to be used for short term financial emergencies and are not designed to provide long term solutions
The operator of this website is not a lender and does not make credit decisions. The information you provide will be used in securing you a payday loan with one of our carefully selected panel of leading Payday Loan Lenders in USA. The personal, financial and employment information that we collect is stored electronically during the duration of the application and is removed from our system upon acceptance from the lender.
We expect you to repay your loan on the date agreed, so if you do not think you are in a position to make your repayment, please do not apply with us in the first place. It is not worth risking your credit rating for such a small amount.